Capital Constraints and Equity Dynamics in Agent-Based Banking Models: An Automated Assessment

Agent-based banking models impose hard capital constraints and lack market-priced equity issuance, overstating credit rationing relative to empirical evidence on proactive seasoned equity offerings.

19 Feb 2026 11:33 +0000 · 6 min · AI

UK Employment Stats - Feb 2026

The number of people in the UK without work that want it

17 Feb 2026 09:50 +0000 · 1 min · NeilW

In Reality, UK Borrowing Costs Have Gone Down

A ‘bond crisis’ is upon us, apparently. Break the usual framing and the opposite emerges: borrowing costs have fallen, and the ‘crisis’ is seen for what it is - manufactured panic serving particular interests.

16 Feb 2026 11:39 +0000 · 2 min · NeilW

Sophistry or Shibboleth? - "Currency Collapse"

Currency Collapse is Codswallop. Why the Currency Crisis Crew have it backwards, yet again.

15 Feb 2026 07:11 +0000 · 5 min · NeilW

The Confidence Issue

Why I think that Starmer is going to be staying exactly where he is for the foreseeable future

11 Feb 2026 11:53 +0000 · 4 min · NeilW

Not Only Can We Ignore the Bond Market, We Must

The gilt market is mendicant, not master. Why we must stop our devotion to an empty throne and remove this phantom veto on democracy.

1 Feb 2026 11:28 +0000 · 5 min · NeilW

UK Sectoral Balances - Jan 2026

Sectoral Financial Balances for the UK as a % of GDP, smoothed over a year

20 Jan 2026 09:54 +0000 · 1 min · NeilW

The Minimum Wage Jobs Framework

The Minimum Wage Jobs (MWJ) Framework is the most operationally efficient version of a Job Guarantee for the United Kingdom. It achieves the dual objective of a modern stabilisation system: eliminating involuntary unemployment while providing a permanent anchor for inflation.

6 Jan 2026 14:21 +0000 · 3 min · NeilW

A Modern Metaphor for the Economy: From Household Budget to Electric Motor

Big government or small? Physics doesn’t care. Why the economy is an electric motor, and why “balancing the books” is the wrong way to drive.

21 Nov 2025 18:05 +0000 · 6 min · NeilW

It's Time to Nuke the Bond Market

Why sovereign democracies must dismantle the mythology of ‘bond vigilantes’ to restore political agency

17 Nov 2025 19:30 +0000 · 4 min · NeilW